Orland Park Uninsured Motorist Accident Lawyer

Tinley Park Car Accident Attorney for Collisions Involving Uninsured and Underinsured Drivers

Auto insurance is essential for protecting the financial interests of people who are involved in car accidents. When a person is responsible for a collision, their insurance policy will cover the damages suffered by other parties. All drivers are required to carry liability insurance on their vehicles. However, there are some situations where drivers may not have the required insurance, and this can leave injury victims unsure about what they can do to address the costs related to an accident. Fortunately, there are other options available, including coverage through a person's own car insurance policy. If you need to make sure you will receive full and fair compensation after a serious car accident, motorcycle accident, or truck accident, contact Issa Law, LLC. Attorney Khaled Issa can help ensure that you will receive the proper insurance coverage, and he can identify other potential sources of compensation. Schedule a consultation at our Orland Park office by calling 708-966-2408.

You May Still Have Options if You Were Injured by an Uninsured Driver

Although Illinois law requires drivers to carry liability insurance, many drivers — especially in the Chicago area — do not have the required insurance coverage. If you were involved in a car accident with a driver who did not have insurance, or if you were injured in a hit-and-run accident where the other driver could not be identified, you may still be able to recover compensation from an insurance company. However, the coverage you receive will be through your own insurance company, under your underinsured/uninsured motorist coverage.

Many people are unaware that they have this type of coverage. In Illinois, all insurance policies are required to provide coverage addressing situations where a policyholder may be injured by a person who does not have insurance. You can take advantage of this coverage and make an uninsured motorist claim to address your injuries and damages. This can help cover the costs of your injuries, including medical treatment and lost income, as well as damage to your vehicle or other financial losses.

Unfortunately, receiving the proper coverage is not always easy. Insurance companies never want to pay out money if they can avoid it, since this will reduce their profits. Even if they do make payment on a claim, they will seek to pay as little as possible. Fortunately, with an experienced attorney advocating on your behalf, you can negotiate a settlement that will fully address your injuries and damages. Attorney Issa can handle your uninsured motorist claim and prevent your insurance company from using underhanded tactics to avoid paying you the compensation you deserve.

Underinsured Motorist Coverage

In many cases, people will carry the minimum amount of auto insurance coverage required by law. When you suffer a serious injury in a car crash, motorcycle accident, or other motor vehicle collision, the minimum coverage may not nearly be enough to fully compensate you for your injuries and damages. Fortunately, you can receive underinsured motorist coverage to address the damages that exceed the amount of coverage provided by the at-fault driver's insurance company.

Underinsured motorist coverage is similar to uninsured motorist coverage, and you can make a claim against your own insurance company for damages in excess of the insurance coverage of the person who was responsible for causing your injuries. For example, if the other driver had $25,000 worth of coverage, and your expenses were $50,000, you could seek the additional $25,000 from your own insurance policy. As with uninsured motorist claims, it is important to work with an attorney to ensure that you will be treated fairly by your insurance company. Attorney Issa can help you negotiate a settlement that will fully address your financial losses and other ways you have been affected.

Insurance Coverage for Pedestrians

Uninsured/underinsured motorist coverage also applies for people who have been injured in pedestrian accidents. If you were struck by a driver who was uninsured or injured in a hit-and-run accident, your auto insurance policy will provide coverage to address the injuries you have suffered. Attorney Issa can review your insurance policy and other policies that may provide coverage to ensure that you understand the best steps you can take to recover compensation. He will advocate on your behalf to make sure you will have the financial resources you need to make a full recovery.

Contact Our Will County Uninsured Motorist Accident Attorney

Contact our Orland Park office or call 708-966-2408 to speak with Attorney Issa about a car, truck, or motorcycle accident. We can help you understand what coverage is available to you, and we will work with you to maximize the amount of compensation you can receive. We assist with underinsured/uninsured motorist claims for auto accidents throughout Cook County and Will County, Illinois.