Driving without Car Insurance in Illinois

 Posted on December 00, 0000 in Car Accidents

The best feeling in the world is when a person gets his or her driver's license after countless hours of studying just to take the test. However, in order to have the best driving record possible, it is imperative that the person who just received his or her driver's license understand the basic concepts of mandatory state auto insurance and required liability limits. If the person with the newly received driver's license does not meet the state requirements for liability limits, then he or she may face some very serious consequences.

What Are the State Liability Limits?

In the state of Illinois, the mandatory car insurance liability limits are as follows:

• $25,000 bodily injury or death of one person in a car accident;
• $50,000 bodily injury or death of two people or more in a car accident; and
• $25,000 property damage of another person, such as a car.

If the person has car insurance liability limits of this amount or more, then he or she is compliant with the state of Illinois liability limits.

In order to maintain compliance, the person must also have a car insurance card in his or her vehicle and show to a law enforcement officer, if requested.

What Will Happen If I Drive without Car Insurance?

If a person does not have car insurance, then his or her license plate will be suspended for any given amount of time. If involved in a car accident or even stopped for a traffic violation, and proof of insurance cannot be provided, then a law enforcement officer may issue a traffic citation. If the person is convicted, then the person may have to face a $500 fine if found driving without car insurance, or a $1000 fine for driving a car with suspended license plates after facing an insurance violation.

Contact Your Orland Park Personal Injury Attorney

If you have been injured in a crash caused by a driver with no insurance or not enough insurance, you may still be able to collect financial damages for those injuries. With Issa Law, LLC by your side, you are guaranteed the best client experience possible. For many years, attorney Khaled Issa has experience in the personal injury practice, assisting his clients in the southwest suburbs of Chicago. To get started on your case, please call an experienced Orland Park personal injury attorney at 708-966-2408 for your free initial consultation.

Source:

http://www.cyberdriveillinois.com/departments/vehicles/mandatory_insurance.html